RISK SOLUTIONS

Innovative analysis and advanced statistical techniques to deliver solutions that are custom to each client's needs.

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Business Consulting & Modeling

Predictive Model Development

Utilizing the latest ML techniques our modeling solutions are guaranteed to be accurate and implementable within your operations. We are a leader in developing custom modeling solutions throughout the financial services industry.

Decision & Pricing Strategies

Effective approval and pricing strategies are imperative to maximize portfolio profitability. It is critical to manage the interaction between risk, response, approval and pricing to develop an efficient and effective lending program.

Model Validation

Our expertise in validating client models to support assessment by internal risk managers and regulators satisfies the requirements of Supervisory Guidance for Model Risk Management (i.e. FRB SR 11-7, OCC 2011-12, and FIL-22-2017).

Portfolio Monitoring

Monitoring your portfolio for even the slightest changes is a necessary tool for effective risk management.

Universe Expansion

Utilizing our industry specific scoring solutions we provide predictive scores to expand into new markets seamlessly.

Consulting

Sensitivity analyses, scoring and modeling best practices, decision process optimization, data and credit bureau evaluation are some of the areas LSDM can help.

Risk Solutions

Score360

Score360®

Score360® is a scoring and attribute engine for rapid implementation and deployment of scorecards and strategies.

Credit Bureau Attribute Processing

Our suite of over 2,000 attributes normalized across all three major credit bureaus.

Custom Scorecards

Custom applicant risk, behavior/collection/recovery, scorecards focused on the Consumer and Small Business Marketplace.

Expert Scorecards

A suite of scorecards for lending institutions to assess the risk of small or newly launched credit portfolios based upon our extensive knowledge.

SAAS

Our Scoring as a Service offering provides a suite of generic risk models to support the lending spectrum. 

Custom Segmentation Analytics

Custom Segmentation Analytics

Statistically derived profiling systems that identify segments of your customers.

Marketing Optimization Frameworks

Models that enable you to target creditworthy, responsive, revenue- generating customers.

Customer Profitability Scorecards

Custom models that evaluate the revenue or profit potential of your customers for cross-sell and upsell.

What do you get?

  • Improved loan performance
  • Better implementation of highly predictive models
  • More accurate underwriting & account management
  • Better implementation of credit bureau attributes

Ready to Get Started?

Fueled by DATA. Driven by RESULTS. Built for GROWTH.

LENDING

Prime, Near Prime, Sub Prime
Installment Loans
Specialty Debt
Credit Card
Auto – New/Refi
Mortgage

INSURANCE

Medicare Advantage
Life Insurance
Property & Casualty