RISK SOLUTIONS
Innovative analysis and advanced statistical techniques to deliver solutions that are custom to each client's needs.
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Risk & Analytic Services
Model development
- Build customized models and decisioning systems
- Leverage advance machine learning for improved predictive performance
- Seamlessly integrate with your existing workflow and systems
Model & attribute deployment
- Leverage our proprietary credit bureau aggregation and scoring engine
- Quick scorecard setup and deployment
- Access 1,200+ attributes standardized across the three major credit bureaus
Model risk management & validation
- Develop and evaluate model risk management policies and procedures
- Conduct independent model validations that adhere to regulatory standards
- Conduct thorough fair lending analysis and assessments
Our model development
Our tailored, flexible solutions are built around your unique business goals, combining a creative and adaptable approach with data-agnostic, vendor-neutral strategies that prioritize results over tools. From day one, we ensure seamless implementation with FCRA-compliant processes, easy integration into your existing technology stack, and customizable code designed to fit your specific needs. With cloud-ready architecture, our solutions are built to scale alongside your business.
Score360®
Score360 is a flexible, tri-bureau credit bureau aggregation and scoring engine built for both real-time and batch environments, fully customizable to meet each client’s unique needs. Powered by a robust foundation of 1,200+ proprietary attributes spanning industry data, inquiry behavior, and public records it delivers comprehensive insight for more precise decisioning.
Models leverage key credit drivers such as delinquencies, balances, utilization, and recency to generate highly predictive scores. Designed for seamless deployment behind your firewall or within your existing workflows, Score360 supports a wide range of use cases, including prescreen, underwriting, portfolio management, and collections all while remaining bureau-agnostic for maximum flexibility and performance.
What do you get?
- Higher approval rates
- Lower delinquency and charge-off rates
- Efficient and accurate implementation of highly predictive models
- More accurate underwriting & account management
- Consistent and accurate implementation of credit bureau attributes
Let's Get Started?
Fueled by DATA. Driven by RESULTS. Built for GROWTH.
LENDING
Prime, Near Prime, Sub Prime
Installment Loans
Specialty Debt
Credit Card
Auto – New/Refi
Mortgage
INSURANCE
Medicare Advantage
Life Insurance
Property & Casualty
