Lending Science DM - Powered by Scoring Solutions
Innovative analysis and advanced statistical techniques to deliver solutions that are custom to each clients needs.
Customized Scoring Solutions
Improved Loan Performance and Underwriting
Everything You Need to Know about Scoring, Collections, and More
Business Consulting & Modeling
Predictive Model Development
Utilizing the latest ML techniques our modeling solutions are guaranteed to be accurate and implementable within your operations. We are a leader in developing custom modeling solutions throughout the financial services industry.
Decision and Pricing Strategies
Effective approval and pricing strategies are imperative to maximize portfolio profitability. It is critical to manage the interaction between risk, response, approval and pricing to develop an efficient and effective lending program.
Model Validation
Our expertise in validating client models to support assessment by internal risk managers and regulators satisfies the requirements of Supervisory Guidance for Model Risk Management (i.e. FRB SR 11-7, OCC 2011-12, and FIL-22-2017).
Portfolio Monitoring
Monitoring your portfolio for even the slightest changes is a necessary tool for effective risk management.
Universe Expansion
Utilizing our industry specific scoring solutions we provide predictive scores to expand into new markets seamlessly.
Consulting
Sensitivity analyses, scoring and modeling best practices, decision process optimization, data and credit bureau evaluation are some of the areas LSDM can help.
Our Products & Services
Score360®
Score360® is a scoring and attribute engine for rapid implementation and deployment of scorecards, strategies.
Credit Bureau Attribute Processing
Our suite of over 2,000 attributes normalized across all three major credit bureaus.
Custom Scorecards
Custom applicant risk, behavior/collection/recovery, scorecards focused on the Consumer and Small Business Marketplace.
Expert Scorecards
A suite of scorecards for lending institutions to assess the risk of small or newly launched credit portfolios based upon our extensive knowledge.
SAAS
Our Scoring as a Service offering provides a suite of generic risk models to supporting the lending spectrum.
Custom Segmentation Analytics
Statistically derived profiling systems that identify segments of your customers.
Marketing (Risk/Response/Revenue) Optimization Frameworks
Models that enable you to target creditworthy, responsive, revenue- generating customers.
Customer Profitability Scorecards
Custom models that evaluate the revenue or profit potential of your customers for cross-sell and upsell.
What do you get?
Improved Loan Performance
Better Implementation of Highly Predictive Models
More Accurate Underwriting & Account Management
Better Implementation of Credit Bureau Attributes
Ready to Get Started?
Call us at (855) 968-5183 or fill out the form.
Attributes
for Lenders
